Leveling the Playing Field Against the Insurance Company
Dealing with insurance companies after an accident can feel overwhelming. Their representatives are highly trained professionals whose primary goal is to protect their company’s bottom line and not to ensure you receive fair compensation. Recently on Studio 10 on Fox 10 TV, David Greene from Greene & Phillips joined Vanessa Pacheco valuable insights on how hiring a lawyer can help even the odds and secure the compensation you deserve.
Why Contacting a Lawyer Matters
Insurance adjusters are skilled at minimizing payouts. While they might appear helpful, their tactics often involve quick settlement offers that seem attractive but fall short of covering the actual value of your case.
Legal representation ensures you’re not leaving money on the table. Without knowledge of personal injury law, it’s nearly impossible to assess the true worth of your claim. A lawyer can evaluate the full extent of your losses and negotiate for a settlement that reflects the real value of your case.
Common Tactics Insurance Companies Use
Insurance companies often move quickly to protect their interests, employing strategies such as:
- Requesting Statements: Adjusters may ask for early statements, which could later be used against you to dispute your claim.
- Offering Low Settlements: Immediate cash offers can be tempting, especially when bills start to pile up. However, these offers are rarely enough to cover the long-term costs of an injury.
For instance, one client accepted legal help after being offered $1,000 for a shoulder injury following a car wreck. With representation, the case settled for over $100,000—an outcome that wouldn’t have been possible without the help of a personal injury lawyer like Greene & Phillips.
What About the Cost of a Lawyer?
Many people worry about the expense of hiring legal representation. The good news is that most personal injury attorneys work on a contingency basis, meaning there are no upfront costs. If the case isn’t successful, clients owe nothing. Fees are only deducted from the settlement or verdict, ensuring legal help is accessible to everyone.
Does Hiring a Lawyer Really Make a Difference?
Research shows that working with an attorney significantly increases the compensation victims receive. Studies by insurance companies have found that individuals with legal representation recover more than three times as much as those who handle claims on their own. This is true even after attorney fees are accounted for.
In addition to maximizing compensation, a lawyer helps ensure all medical bills and related expenses are properly addressed, relieving much of the stress that comes with navigating the claims process.
Contact a Personal Injury Lawyer Today
If you’ve been in an car accident or have been injured by no fault of your own, don’t face the insurance companies alone. Legal representation can make all the difference. We make the process easy call or text 251-300-2000 to get started.